Posts Tagged ‘Neighborhood’

Find the Right Home for You

Written by creatingyourspace on . Posted in Holidays

When you plan to buy a home, the process can seem overwhelming. Here are a few suggestions as you begin the process to make your search more successful.

Start with money. Talk to your bank or a mortgage broker to see how large a mortgage you can qualify for. Then take that number and factor in any additional expenses or spending preferences you won’t compromise on for a home. Take that monthly figure, and start saving the difference between that and what you’re already paying. This will allow you to “practice” paying the mortgage while you can still make adjustments, and the extra money will be helpful for unexpected expenses when you move.

Next, determine what kind of home you want. Do you want a new home or a resale? Are there certain neighborhoods or areas you want a home in for convenience to work or schools for your children? Start listing the most important factors. If you and a spouse/partner are buying a home together, make separate lists and figure out your priorities before you start looking.

New home builders have models to view. Be sure to include association fees and the cost of any upgrades you want. Also check into their financing. You might be able to get a better deal with their mortgage broker. You don’t really need a realtor with a new home purchase.

If you want a resale, start visiting open houses. This will give you a better idea of what homes look like in the neighborhoods you like and how much house you can buy in various locations. Only engage a realtor after answering those questions. That will make the search easier and quicker for both the realtor and you.

Finally, don’t get distracted by cosmetic characteristics in resale homes. Paint, flooring and light fixtures are easy to replace. Look at a home’s room size, arrangement and location. Pick a home that speaks to you, and then make it into a home that matches your style.

Images Of Summer

Written by creatingyourspace on . Posted in Design and Decorating, Hints and Advice, Holidays

Winter can be fun. Taking a walk with snow lightly falling, hot cocoa on a cold night, toasty hand-knitted sweaters, hats and scarves to help hold back the chill. But after the holidays, many people find themselves ready for warm weather. This blog is especially designed for those people.

To remember summer, we have a visual aid. Take a look at this inviting porch. It takes only a little bit of imagination to see yourself sitting in one of those chairs drinking a long cool glass of lemonade or iced tea.

Why don’t you just sit there and sip your drink while we take a look at what makes this picture so appealing, not counting the sunshine? This porch was created with color and design in mind. To begin with, the natural wood floor works beautifully with the lightly whitewashed brick walls. Notice the mossy green tones of the home’s siding – a perfect fit to link the floor and wall together.

With all those natural tones, this porch could look dull, but the bright clear white trim, ceiling railings and columns add a fresh contrasting note. That white is echoed in the chairs, for an extra touch of welcome.

Well, we can’t live in this photo much longer, but maybe there are some ideas here to help keep your home sunny and welcoming during the rest of the winter months. And if we do that, can spring be far behind?